I plan to invest in mutual funds .....suggest some good fund with high returns and also the time duration.?

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under section 80, indians can invest upto rs 1 lakh in elss (equity linked saving scheme, commonly known tax saver schemes) funds per year/per individual. amount invested in elss/tax saver scheme tax deductible on tax return.
investing in elss scheme / once invested in tax saver fund, money cannot taken out period of 3 years.
schemes are:
dspbr top 100 equity fund
reliance regular saving fund equity option
franklin india prima plus sbi msgu fmcg
1 invests in sbi magnum emerging business fund 5 years ago, gets 6 % return on investment today.if investor puts rs 1,000 every month in sbi magnum emerging business fund 5 years (rs 1,000 x 60 months = 60,000) earlier, approximately 15 per cent returns today.

i have heard elss schemes high risk ...tell me time duration can sip in ......i heard not doing off late ......i new investor


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