How come the banks were lending out money to people who could not pay it back?

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how come banks lending out money people not pay back?
banks not lend out money people not pay intentionally, bad business. self destruction. i'm asking caused them think ninjas pay them back?

cra (community reinvestment act) encouraged this?

how come banks lending out money people not pay back? banks not lend out money people not pay intentionally, bad business. self destruction. i'm asking caused them think ninjas pay them back? cra...


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